Office of Faculty & Staff Benefits
Office of Faculty & Staff Benefits

Insurance Premiums

Medical

Georgetown University contributes to medical insurance premiums based on your salary as of September 1. The University’s contribution is calculated based on a sliding scale, with the greatest contribution for those in Salary Band One.

New for 2025: Salary bands have been adjusted upward by 10% so the majority of employees are in band one or two.

Select your salary band to view your annual medical insurance premiums:

View monthly imputed income liability for covering a non-tax dependent Legally Domiciled Adult (LDA) under you medical, dental and vision benefits.

Imputed Income Liability

For medical, dental and vision coverage only, instead of covering a spouse, an eligible employee may cover another qualified adult member of their household, or Legally Domiciled Adult (LDA). The Internal Revenue Service (IRS) considers the employer-provided value of a health care benefit for a non-tax dependent LDA to be taxable as income to the employee who is covering them on their benefit plan. This is called “imputed income.”

For employees covering a non-tax dependent LDA under their medical, dental or vision insurance plan, the monthly imputed income liability by year is below:

Monthly Imputed Income Liability by Year

Imputed Liability Income

2026 Imputed Income Liability for LDA

*Monthly imputed income calculation = Employee/Legal Spouse total minus the Employee Only total.Plan2026 Monthly LiabilityKaiser Signature HMO$752.79Kaiser Signature HDHP 3$631.56CareFirst…

January 28, 2026

Imputed Liability Income

2024 Imputed Income Liability for LDA

*Monthly imputed income calculation = Employee/Legal Spouse total minus the Employee Only total.PlanMonthly LiabilityKaiser Signature HMO$682.91Kaiser Signature HDHP 3 with HSA$578.73CareFirst…

January 28, 2026

Dental

Annual Dental Premiums

Announcements, Dental

2026 Dental Premiums

Employee cost for GU-sponsored dental insurance according to pay frequency. Delta Dental StandardMonthlyBiweeklyEmployee Only$25.30$12.65 Employee + Spouse/LDA$65.06$32.53 Employee +…

January 28, 2026

Vision

Annual Vision Premiums

Vision

2026 Vision Premiums

Employee cost for GU-sponsored vision insurance according to pay frequency. EyeMed Vision Care SelectMonthlyBiweeklyEmployee Only$6.56$3.28Employee + Spouse/LDA$12.40$6.20Employee +…

January 28, 2026

MetLife Voluntary Insurance Options

Annual MetLife Voluntary Insurance Options

voluntary

2026 MetLife Voluntary Insurance Options

*Monthly premiums Accident InsuranceLow Plan* High Plan*Employee Only$5.68$10.54Employee + Spouse/LDA$8.40$15.82Employee + Child/ren$10.70$20.16Family$13.66$25.50 Hospital Indemnity…

January 28, 2026