2016 Medical, Dental & Vision Premiums
The following medical, dental and vision insurance premiums will be in effect as of January 1, 2016. To view 2015 premiums, click here.
Scroll down or click on a link below to jump to the corresponding coverage tier:
- Employee only
- Employee + Spouse/Legally Domiciled Adult (LDA)
- Employee + Child/ren
- Family (includes Employee, Spouse/LDA, Children)
Members of SEIU, view rates here.
EMPLOYEE ONLY (insures employee only)
Your biweekly premium | Your monthly premium | University pays | Total | ||
MEDICAL | Kaiser Signature HMO | $48.56 | $97.12 | $388.48 | $485.60 |
CareFirst BlueChoice Advantage POS |
$83.69 | $167.38 |
$388.48 |
$555.86 | |
CareFirst BlueChoice Advantage CDHP w/ HSA |
$24.72 | $49.44 |
$388.48 |
$437.92 | |
United Healthcare Choice Plus PPO | $177.57 | $355.14 |
$388.48 |
$743.62 | |
DENTAL | Aetna DMO | $15.04 | $30.08 | $5.19 | $35.27 |
Delta Dental: Standard | $11.55 | $23.10 | $5.19 | $28.29 | |
Delta Dental: Enhanced | $22.88 | $45.76 | $5.19 | $50.95 | |
VISION | EyeMed Vision Care | $3.27 | $6.54 | $0.00 | $6.54 |
EMPLOYEE + SPOUSE/LDA (insures employee and spouse or legally domiciled adult*) Click here for information regarding the possible tax implications of covering your LDA.
Your biweekly premium | Your monthly premium | University pays | Total | ||
MEDICAL | Kaiser Signature HMO | $101.98 | $203.96 | $815.79 | $1,019.75 |
CareFirst BlueChoice Advantage POS | $175.76 | $351.52 |
$815.79 |
$1,167.31 | |
CareFirst BlueChoice Advantage CDHP w/ HSA | $51.91 | $103.82 | $815.79 | $919.61 | |
United Healthcare Choice Plus PPO | $372.92 | $745.84 |
$815.79 |
$1,561.63 | |
DENTAL | Aetna DMO | $36.15 | $72.30 | $5.19 | $77.49 |
Delta Dental: Standard | $29.96 | $59.92 | $5.19 | $65.11 | |
Delta Dental: Enhanced | $56.01 | $112.02 | $5.19 | $117.21 | |
VISION | EyeMed Vision Care | $6.18 | $12.36 | $0.00 | $12.36 |
EMPLOYEE + CHILD(REN) (insures employee and one or more children)
Your biweekly premium | Your monthly premium | University pays | Total | ||
MEDICAL | Kaiser Signature HMO | $92.27 | $184.54 | $738.09 | $922.63 |
CareFirst BlueChoice Advantage POS | $159.02 | $318.04 | $738.09 | $1,056.13 | |
CareFirst BlueChoice Advantae CDHP w/ HSA |
$46.97 | $93.94 | $738.09 | $832.03 | |
United Healthcare Choice Plus PPO | $355.99 | $711.98 | $738.09 | $1,450.07 | |
DENTAL | Aetna DMO | $40.77 | $81.54 | $5.19 | $86.73 |
Delta Dental: Standard | $24.29 | $48.58 | $5.19 | $53.77 | |
Delta Dental: Enhanced | $45.83 | $91.66 | $5.19 | $96.85 | |
VISION | EyeMed Vision Care | $6.50 | $13.00 | $0.00 | $13.00 |
FAMILY (insures employee, spouse/LDA* and one or more children)
Your biweekly premium | Your monthly premium | University pays | Total | ||
MEDICAL | Kaiser Signature HMO | $145.68 | $291.36 | $1,165.43 | $1,456.79 |
CareFirst BlueChoice Advantage POS | $251.07 | $502.14 |
$1,165.43 |
$1,667.57 | |
CareFirst BlueChoice Advantage CDHP w/ HSA | $74.15 | $148.30 |
$1,165.43 |
$1,313.73 | |
United Healthcare Choice Plus PPO | $518.06 | $1,036.12 |
$1,165.43 |
$2,201.55 | |
DENTAL | Aetna DMO | $60.94 | $121.88 | $5.19 | $127.07 |
Delta Dental: Standard | $37.02 | $74.04 | $5.19 | $79.23 | |
Delta Dental: Enhanced | $68.75 | $137.50 | $5.19 | $142.69 | |
VISION | EyeMed Vision Care | $9.54 | $19.08 | $0.00 | $19.08 |
* Employees with Legally Domiciled Adults (LDA): Federal law requires that an employee with a non-tax-dependent LDA must pay taxes on part of the benefit. The IRS considers the employer-provided value of the healthcare benefit for a LDA who is not the employee’s tax dependent (as defined by the IRS) to be income to the employee. The IRS calls this “imputed income” – and it is subject to taxation.
Monthly imputed income tax liability
Medical: $534.15 for Kaiser Signature HMO, $611.45 for CareFirst POS, $481.69 for CareFirst CDHP and $818.00 for UHC.
Dental: $42.22 for Aetna, $36.82 for Delta Dental Standard, and $66.26 for Delta Dental Enhanced.
Vision: $5.82 for EyeMed
For more information you may contact the Office of Faculty and Staff Benefits by emailing us.