2015 Medical, Dental and Vision Insurance Premiums

The following medical, dental and vision insurance premiums have been updated for 2015. To view 2014 premiums, click here.  

Scroll down or click on a link below to jump to the corresponding coverage tier:

• Employee only
• Employee + Spouse/Legally Domiciled Adult (LDA)
• Employee + Child/ren
• Family (includes Employee, Spouse/LDA, Children)

EMPLOYEE ONLY (insures employee only)

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EMPLOYEE + SPOUSE/LDA (insures employee and spouse or legally domiciled adult*)  Click here for information regarding the possible tax implications of covering your LDA.

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EMPLOYEE + CHILD(REN) (insures employee and one or more children)

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FAMILY (insures employee, spouse/LDA* and one or more children)

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* Employees with Legally Domiciled Adults (LDA): Federal law requires that an employee with a non-tax-dependent LDA must pay taxes on part of the benefit. The IRS considers the employer-provided value of the healthcare benefit for a LDA who is not the employee’s tax dependent (as defined by the IRS) to be income to the employee. The IRS calls this “imputed income” – and it is subject to taxation.

Monthly imputed income tax liability
Medical: $509.52 for Kaiser Signature HMO, $580.12 for CareFirst POS, $458.76 for CareFirst CDHP and $792.26 for UHC.        

Dental: $41.38 for Aetna, $36.82 for Delta Dental Standard, and $66.26 for Delta Dental Enhanced.

Vision: $5.82 for EyeMed

For more information you may contact the Office of Faculty and Staff Benefits by emailing us.