2019 Medical, Dental & Vision Premiums

The following medical, dental and vision insurance premiums will be in effect January 1, 2019.

Scroll down or click on a link below to jump to the corresponding coverage tier:

EMPLOYEE ONLY (insures employee only)

    You pay biweekly (pre-tax) You pay monthly (pre-tax)
MEDICAL Kaiser HMO Signature $54.25 $108.50
  Kaiser HDHP 3 Signature $22.81 $45.62
  CareFirst POS $86.30 $172.60
  CareFirst CDHP  $21.94 $43.88
  UnitedHealthcare PPO $179.55 $359.10
       
DENTAL Delta Standard $13.05 $26.10
  Delta Enhanced $25.61 $51.22
  Aetna DMO $15.04 $30.08
VISION EyeMed Select $3.20 $6.40

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EMPLOYEE + SPOUSE/LDA (insures employee and spouse or legally domiciled adult*)  Click here for information regarding the possible tax implications of covering your LDA.

    You pay biweekly (pre-tax) You pay monthly (pre-tax)
MEDICAL Kaiser HMO Signature $113.94 $227.88
  Kaiser HDHP 3 Signature $43.00 $86.00
  CareFirst POS $181.24 $362.48
  CareFirst CDHP $46.06 $92.12
  UnitedHealthcare PPO $377.07 $754.14
       
DENTAL Delta Standard $33.44 $66.88
  Delta Enhanced $62.26 $124.52
  Aetna DMO $36.15 $72.30
VISION EyeMed Select $6.06 $12.12

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EMPLOYEE + CHILD(REN) (insures employee and one or more children)

    You pay  biweekly (pre-tax) You pay monthly (pre-tax)
MEDICAL Kaiser HMO Signature $103.09 $206.18
  Kaiser HDHP 3 Signature $45.01 $90.02
  CareFirst POS $163.98 $327.96
  CareFirst CDHP $41.69 $83.38
  UnitedHealthcare PPO $360.99 $721.98
       
DENTAL Delta Standard $27.16 $54.32
  Delta Enhanced $50.99 $101.98
  Aetna DMO $40.77 $81.54
VISION EyeMed Select $6.37 $12.74

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FAMILY (insures employee, spouse/LDA* and one or more children)

    You pay biweekly (pre-tax) You pay monthly (pre-tax)
MEDICAL Kaiser HMO Signature $162.77 $325.54
  Kaiser HDHP 3 Signature $62.50 $125.00
  CareFirst POS $258.89 $517.78
  CareFirst CDHP $65.81 $131.62
  UnitedHealthcare PPO $523.03 $1,046.06
       
DENTAL Delta Standard $41.24 $82.48
  Delta Enhanced $76.37 $152.74
  Aetna DMO $60.94 $121.88
VISION EyeMed Select $9.35 $18.70

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* Employees with Legally Domiciled Adults (LDA): Federal law requires that an employee with a non-tax-dependent LDA must pay taxes on part of the benefit. The IRS considers the employer-provided value of the healthcare benefit for a LDA who is not the employee’s tax dependent (as defined by the IRS) to be income to the employee. The IRS calls this “imputed income” – and it is subject to taxation.

Plan                                          Monthly Imputed Income Liability
Medical
Kaiser HMO                              $596.82
Kaiser HDHP                            $517.82
CareFirst POS                           $667.32
CareFirst CDHP                       $525.68
UnitedHealthcare PPO           $872.48

Dental
Delta Dental Standard            $40.78
Delta Dental Enhanced           $73.30
Aetna DMO                                $42.22

Vision
EyeMed Select                          $5.72