2018 Medical, Dental & Vision Premiums

The following medical, dental and vision insurance premiums will be in effect as of January 1, 2018. To view 2017 premiums, click here.  

Scroll down or click on a link below to jump to the corresponding coverage tier:

​Insurance premiums for SEIU members here.

 

EMPLOYEE ONLY (insures employee only)

    Your biweekly premium Your monthly premium University pays Total
MEDICAL Kaiser Signature HMO $53.19 $106.38 $425.59 $531.92
  CareFirst BlueChoice
Advantage POS
$93.63 $187.26

$425.59

$612.80
 

CareFirst BlueChoice Advantage CDHP w/ HSA

$28.62  $57.24

$425.59

$482.78
  United Healthcare Choice Plus PPO $187.82 $375.64

$425.59

$801.18
           
DENTAL Aetna DMO $15.04 $30.08 $5.19 $35.27
  Delta Dental: Standard $13.05 $26.10 $5.19 $31.29
  Delta Dental: Enhanced $25.61 $51.22 $5.19 $56.41
           
VISION EyeMed Vision Care $3.27 $6.54 $0.00 $6.54

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EMPLOYEE + SPOUSE/LDA (insures employee and spouse or legally domiciled adult*)  Click here for information regarding the possible tax implications of covering your LDA.

    Your biweekly premium Your monthly premium University pays Total
MEDICAL Kaiser  Signature HMO $111.70 $223.40 $893.63 $1,117.03
  CareFirst BlueChoice Advantage POS $196.61 $393.22

$893.63

$1,286.85
  CareFirst BlueChoice Advantage CDHP w/ HSA  $60.07 $120.14  $893.63 $1,013.77
  United Healthcare Choice Plus PPO $394.42 $788.84

$893.63

$1,682.47
           
DENTAL Aetna DMO $36.15 $72.30 $5.19 $77.49
  Delta Dental: Standard $33.44 $66.88 $5.19 $72.07
  Delta Dental:  Enhanced $62.26 $124.52 $5.19 $129.71
           
VISION EyeMed Vision Care $6.18 $12.36 $0.00 $12.36

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EMPLOYEE + CHILD(REN) (insures employee and one or more children)

    Your biweekly premium Your monthly premium University pays Total
MEDICAL Kaiser Signature HMO $101.06 $202.12 $808.53   $1,010.65
  CareFirst BlueChoice Advantage POS $177.88 $355.76 $808.53   $1,164.29
 

CareFirst BlueChoice Advantae CDHP w/ HSA

 $54.36  $108.72 $808.53 $917.25
  United Healthcare Choice Plus PPO $376.88 $753.76 $808.53 $1,562.29
           
DENTAL Aetna DMO $40.77 $81.54 $5.19 $86.73
  Delta Dental: Standard $27.16 $54.32 $5.19 $59.51
  Delta Dental: Enhanced $50.99 $101.98 $5.19 $107.17
           
VISION EyeMed Vision Care $6.50 $13.00 $0.00 $13.00

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FAMILY (insures employee, spouse/LDA* and one or more children)

    Your biweekly premium Your monthly premium University pays Total
MEDICAL Kaiser Signature HMO $159.57 $319.14 $1,276.62 $1,595.76
  CareFirst BlueChoice Advantage POS $280.85 $561.70

$1,276.62

$1,838.32
  CareFirst BlueChoice Advantage CDHP w/ HSA $85.82  $171.64

$1,276.62

$1,448.26
  United Healthcare Choice Plus PPO $547.66 $1095.32

$1,276.62

$2,371.94
           
DENTAL Aetna DMO $60.94 $121.88 $5.19 $127.07
  Delta Dental: Standard $41.24 $82.48 $5.19 $87.67
  Delta Dental: Enhanced $76.37 $152.74 $5.19 $157.93
           
VISION EyeMed Vision Care $9.54 $19.08 $0.00 $19.08

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* Employees with Legally Domiciled Adults (LDA): Federal law requires that an employee with a non-tax-dependent LDA must pay taxes on part of the benefit. The IRS considers the employer-provided value of the healthcare benefit for a LDA who is not the employee's tax dependent (as defined by the IRS) to be income to the employee. The IRS calls this "imputed income" - and it is subject to taxation.

Monthly imputed income tax liability
Medical: $585.11 for Kaiser Signature HMO, $674.05 for CareFirst POS, $530.99 for CareFirst CDHP and $881.29 for UHC.        

Dental: $42.22 for Aetna, $40.78 for Delta Dental Standard, and $73.30 for Delta Dental Enhanced.

Vision: $5.82 for EyeMed

For more information you may contact the Office of Faculty and Staff Benefits by emailing us.