Insurance Premiums 2025
Medical
Georgetown University contributes to medical insurance premiums based on your salary as of September 1. The University’s contribution is calculated based on a sliding scale, with the greatest contribution for those in Salary Band One.
New for 2025: Salary bands have been adjusted upward by 10% so the majority of employees are in band one or two.
Select your salary band to view 2025 medical insurance premiums:
- Band One (up to $82,500)
- Band Two ($82,501 to $137,500)
- Band Three ($137,501 to $330,000)
- Band Four ($330,001 +)
View monthly imputed income liability for covering a non-tax dependent Legally Domiciled Adult (LDA) under you medical, dental and vision benefits.
Dental
| Plan | Monthly | Biweekly |
|---|---|---|
| Delta Dental Standard | ||
| Employee Only | $25.30 | $12.65 |
| Employee + Spouse/LDA | $65.06 | $32.53 |
| Employee + Child/ren | $52.82 | $26.41 |
| Family | $80.24 | $40.12 |
| Delta Dental Enhanced | ||
| Employee Only | $49.76 | $24.88 |
| Employee + Spouse/LDA | $121.24 | $60.62 |
| Employee + Child/ren | $99.24 | $49.62 |
| Family | $148.74 | $74.37 |
| Aetna DMO | ||
| Employee Only | $30.08 | $15.04 |
| Employee + Spouse/LDA | $72.30 | $36.15 |
| Employee + Child/ren | $81.54 | $40.77 |
| Family | $121.88 | $60.94 |
Vision
| Plan | Monthly | Biweekly |
|---|---|---|
| EyeMed Vision Care Select | ||
| Employee Only | $6.56 | $3.28 |
| Employee + Spouse/LDA | $12.40 | $6.20 |
| Employee + Child/ren | $13.02 | $6.51 |
| Family | $19.12 | $9.56 |
MetLife Voluntary Insurance Options
| Accident Insurance | Low Plan* | High Plan* |
|---|---|---|
| Employee Only | $5.68 | $10.54 |
| Employee + Spouse/LDA | $8.40 | $15.82 |
| Employee + Child/ren | $10.70 | $20.16 |
| Family | $13.66 | $25.50 |
| Hospital Indemnity Insurance | Monthly Cost |
|---|---|
| Employee Only | $25.88 |
| Employee + Spouse/LDA | $51.02 |
| Employee + Child/ren | $39.96 |
| Family | $65.10 |
| MetLife Legal Plans | Monthly Cost |
|---|---|
| Legal Plan (employee, spouse, dependents) | $16.50 |
| Legal Plan Plus Parents (employee, spouse, dependents, parents and parent-in-law) | $22.50 |
| Identity and Fraud Protection | Protection Plan (monthly cost) | Protection Plus Plan (monthly cost) |
|---|---|---|
| Employee Only | $6.44 | $8.44 |
| Family | $10.94 | $13.94 |