Benefits for Retirees
Benefits Guide
Explore this comprehensive interactive guide to retiree benefits. Click “More” to view the 2025 guide.
Retirement Orientation
Join Retirement Orientation to learn about retiree eligibility, benefits, and the process of retiring from Georgetown. Held at 9:30 a.m. on the second Wednesday of each month on Zoom. Select “More” to register.
Phone appointments with AleraEdge
Schedule a phone consultation with AleraEdge to for assistance with retiree benefit enrollment or billing questions.
Who is Eligible for Retiree Benefits?
The University offers certain benefits to retirees, including tuition assistance, life insurance and health insurance. The University provides a subsidy toward retiree medical insurance premiums based on the retiree’s years of service.
All terminating employees, regardless of their age and years of service, are eligible for a distribution of their vested benefits from the Defined Contribution Retirement Plan, the Voluntary Contribution Retirement Plan, and the Georgetown University Retirement Plan (“GURP”), as applicable.
Rule of 75 for Retiree Benefits Eligibility
In order to be eligible for retiree insurance and benefits, an employee must:
- be full-time, benefits-eligible faculty or staff*;
- attained the age of 55;
- completed at least 10 years of continuous benefits-eligible service;
- and their age plus years of service must equal at least 75.
Exception to Rule of 75: For those employees who, as of December 31, 2018, were 50 years old and had at least 10 years of service, eligibility will continue to be governed by previous eligibility rules of 55/10 (age 55 plus 10 years of continuous benefits-eligible service).
* To be eligible for retiree medical and life insurance you must be consistently working at least 75% time or 30 hours per week at the time that you retire from Georgetown. To qualify for tuition assistance benefits in retirement, you must have met the service requirement while working at least 90% time or 36 hours per week.
AleraEdge
AleraEdge is the enrollment and billing service provider for Georgetown University’s retiree, leave of absence and COBRA populations. For questions related to enrollment or billing, please call 1-800-836-0026, extension 7300 between 8 a.m.-4:30 p.m., Monday-Friday, or email GUbenefits@aleragroup.com.
Summary Plan Descriptions for Retirees
- Retiree Health & Welfare Summary Plan Description (SPD)
- Retiree Healthcare Reimbursement Account (HRA) Summary Plan Description (SPD) for VIA Benefits participants
What About COBRA?
Please note as a recent retiree, you will also receive COBRA paperwork, mailed to your home address. We mail you COBRA paperwork, even though you are entitled to receive retiree medical benefits, for two important reasons:
- COBRA regulations require us to send you this paperwork
- You may be interested in electing COBRA for your dental or vision insurance