Form 1095 and the ACA

IRS Form 1095-A 1095-B and 1095-C blank lies on empty calendar page. Tax period concept. Copy space for text

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Paper copies of the IRS Form 1095-C have been mailed. You may also access your form in GMS (new window). Once logged in, go to Benefits, then My ACA Forms.

What is IRS Form 1095?

IRS Form 1095 provides information about the health care coverage that you had, or were offered, during the previous year. Much like Form W-2 and Form 1099, which include information about the income you received, these health care forms provide information that you may need when you file your individual income tax return. Like Forms W-2 and 1099, these forms will be provided to the IRS by the entity that provides the form to you.

What do you do with Form 1095?

You need not wait to receive the appropriate 1095 form(s) in order to file your taxes; you simply must indicate on your 2019 tax return if you and/or your dependents were covered by health care plans that provide minimum essential coverage and for how many months. All of Georgetown University’s 2019 group health plans provide minimum essential coverage. You do not have to submit a copy of the form to the IRS. However, it is recommended that you always keep a copy of each Form 1095 for your files, in case you need to reference them in the future.

Form 1095-C from Georgetown University

All full-time employees, retirees and covered dependents who were eligible for medical insurance through Georgetown University during 2019 will be receiving a Form1095-C which contains information about the healthcare coverage offered by Georgetown University. The deadline by which Employers are required to provide employees with the 1095-C form has been extended by the IRS to March 2, 2020. You need not wait to receive the 1095-C form in order to file your taxes. You simply must indicate on your 2019 tax return if you and/or your dependents were covered by employer-provided health insurance plan and for how many months.

More information about Form 1095 (A, B, C)

There are three versions of this form: 1095-A, 1095-B and 1095-C. Your healthcare coverage or offer of coverage in 2019 will determine what (if any) form(s) you receive.

  • 1095-A: You will receive a copy of Form 1095-A if a federal or state marketplace (also called an exchange) provided your healthcare insurance and not Georgetown University.
  • 1095-B: You will receive a copy of Form 1095-B from Kaiser if you were enrolled in Georgetown’s Kaiser healthcare plan.  
  • 1095-C: You will receive a copy of Form 1095-C from Georgetown University if in 2019:
    •  You were a full-time employee, even if you weren’t enrolled in any of Georgetown’s healthcare plans; OR
    •  You were enrolled in one of Georgetown’s United Healthcare OR CareFirst’s healthcare plans.