2013 Medical, Dental & Vision Premiums
The following medical, dental and vision insurance premiums have been updated for 2013. To view 2012 premiums, click here.
Scroll down or click on a link below to jump to the corresponding coverage tier:
- Employee only
- Employee + Spouse/Legally Domiciled Adult (LDA)
- Employee + Child/ren
- Family (includes Employee, Spouse/LDA, Children)
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EMPLOYEE ONLY (insures employee only) |
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| Your biweekly premium | Your monthly premium | University pays | Total | ||
| MEDICAL | Kaiser Signature HMO | $41.98 | $83.96 | $335.77 | $419.73 |
| CareFirst BlueChoice | $56.11 | $112.22 | $335.77 | $447.99 | |
| Aetna Open Choice PPO | $123.42 | $246.84 | $335.78 | $582.62 | |
| United Healthcare Choice Plus | $129.82 | $259.64 | $335.77 | $595.41 | |
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| DENTAL | Aetna DMO | $14.04 | $28.08 | $5.19 | $33.27 |
| Delta Dental: Standard | $11.55 | $23.10 | $5.20 | $28.30 | |
| Delta Dental: Enhanced | $22.88 | $45.76 | $5.19 | $50.95 | |
| VISION | EyeMed Vision Care | $3.09 | $6.18 | $0.00 | $6.18 |
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EMPLOYEE + SPOUSE/LDA (insures employee and spouse or legally domiciled adult*) Click here for information regarding the possible tax implications of covering your LDA. |
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| Your biweekly premium | Your monthly premium | University pays | Total | ||
| MEDICAL | Kaiser Signature HMO | $88.15 | $176.30 | $705.13 | $881.43 |
| CareFirst BlueChoice | $117.83 | $235.66 | $705.13 | $940.79 | |
| Aetna Open Choice PPO | $259.20 | $518.40 | $705.13 | $1,223.53 | |
| United Healthcare Choice Plus | $272.63 | $545.26 | $705.13 | $1,250.39 | |
| DENTAL | Aetna DMO | $33.93 | $67.86 | $5.19 | $73.05 |
| Delta Dental: Standard | $29.96 | $59.92 | $5.19 | $65.11 | |
| Delta Dental: Enhanced | $56.01 | $112.02 | $5.19 | $117.21 | |
| VISION | EyeMed Vision Care | $5.83 | $11.66 | $0.00 | $11.66 |
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EMPLOYEE + CHILD(REN) (insures employee and one or more children) |
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| Your biweekly premium | Your monthly premium | University pays | Total | ||
| MEDICAL | Kaiser Signature HMO | $79.75 | $159.50 | $637.99 | $797.49 |
| CareFirst BlueChoice | $106.60 | $213.20 | $637.99 | $851.19 | |
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Aetna Open Choice PPO |
$234.50 | $469.00 | $637.99 | $1,106.98 | |
| United Healthcare Choice Plus | $261.54 | $523.08 | $637.99 | $1,161.07 | |
| DENTAL | Aetna DMO | $38.28 | $76.56 | $5.20 | $81.75 |
| Delta Dental: Standard | $24.29 | $48.58 | $5.19 | $53.77 | |
| Delta Dental: Enhanced | $45.83 | $91.66 | $5.19 | $96.85 | |
| VISION | EyeMed Vision Care | $6.14 | $12.27 | $0.00 | $12.27 |
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FAMILY (insures employee, spouse/LDA* and one or more children) |
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| Your biweekly premium | Your monthly premium | University pays | Total | ||
| MEDICAL | Kaiser Signature HMO | $125.92 | $251.84 | $1,007.35 | $1,259.19 |
| CareFirst BlueChoice | $168.31 | $336.62 | $1,007.35 | $1,343.97 | |
| Aetna Open Choice PPO | $370.26 | $740.52 | $1,007.36 | $1,747.88 | |
| United Healthcare Choice Plus | $377.71 | $755.42 | $1,007.35 | $1,762.77 | |
| DENTAL | Aetna DMO | $57.29 | $114.58 | $5.19 | $119.78 |
| Delta Dental: Standard | $37.02 | $74.04 | $5.19 | $79.23 | |
| Delta Dental: Enhanced | $68.75 | $137.50 | $5.19 | $142.69 | |
| VISION | EyeMed Vision Care | $9.00 | $18.00 | $0.00 | $18.00 |
* Employees with Legally Domiciled Adults (LDA): Federal law requires that an employee with a non-tax-dependent LDA must pay taxes on part of the benefit. The IRS considers the employer-provided value of the healthcare benefit for a LDA who is not the employee’s tax dependent (as defined by the IRS) to be income to the employee. The IRS calls this “imputed income” – and it is subject to taxation.
Monthly imputed income tax liability
Medical: $461.70 for Kaiser Signature HMO, $492.80 for CareFirst, $640.91 for Aetna PPO and $654.98 for UHC.
Dental: $39.78 for Aetna, $36.81 for Delta Dental Standard, and $66.26 for Delta Dental Enhanced.
Vision: $5.48 for EyeMed
For more information you may contact the Office of Faculty and Staff Benefits by emailing us.