Kaiser HDHP 3 Signature
New for 2019!
- Summary of Benefits and Coverage (2019)
- Recording of the October 23 Kaiser HDHP Zoom Overview (2019)
- HSA Transfer Form (2019)
- Sample Fee List (2019) to help you estimate expenses you might incur before you hit your deductible
With this new offering from Kaiser Permanente, you will have access to the same doctors and facilities and the same great and convenient care you’ve come to expect from the Kaiser HMO.
With the Kaiser HDHP 3 Signature, you must first pay a predetermined amount each plan year for most covered health care services before the health plan begins to cover services for a copay or coinsurance. This predetermined amount is called the deductible. Once you reach your deductible, you’ll pay only the applicable copays and coinsurance for covered services you receive for the rest of the plan year. Most preventive health care services are offered at no cost whether or not you have met the deductible.
With the Kaiser HDHP, you have the opportunity to open a Health Savings Account (HSA) with Kaiser. An HSA allows you to save pre-tax dollars to use to help offset your deductible or other eligible medical expenses.
Georgetown University will contribute toward your Kaiser HSA:
|Individual||All Other Tiers|
|$750 annually||$1,500 annually|
These annual contribution amounts will be made to your HSA according to your pay frequency. So, for example, if you enroll in Employee Only coverage and are paid biweekly, GU will contribute $31.25 to your account each pay period over the course of the year. You must be enrolled in a Kaiser HSA and be actively at work in order to receive GU contributions toward your HSA.
Have questions about the Kaiser HSA? Check out these FAQs:
New Kaiser Microsite for Georgetown university
Explore the KP plans available to faculty and staff through this new website exclusively for Georgetown University.
Visit at mykp.org/georgetown
With the exception of life threatening emergency treatment, participants must receive care through Kaiser centers. Hospitalization coverage is included at area hospitals associated with Kaiser.
- You must select a PCP in order to obtain care within the network
- As needed, your PCP will refer you to specialists within the network
- Except in emergency situations, coverage is not provided for care received outside the network. Referrals are typically valid up to 3 years. Referrals are not necessary for obstetrics/gynecology, mental health and substance use disorder, and vision services
- Most services are availabe under one roof – you can see your doctor, get a lab test and pick up a prescription all in one visit
- You will pay $0 for most preventive care services
- You will pay out of pocket until you reach your deductible ($1,500 for individual / $3,000 for all other tiers)
- Once your deductible is met, you will pay a 10% coinsurance for most services
Online Resources for Kaiser Members
Learn how to see your lab results, access your medical records, make and review future doctor’s appointments, check immunizations and contact your physician – online! Through Kaiser’s My Health Manager program Kaiser members have access to a host of online resources at no extra cost. Click here to find out more.
Prescription Drug Plan
Once you’ve met your deductible, Kaiser covers prescription drugs with a $15/$25/$40 copayment for prescriptions purchased at a Kaiser center and a $20/$45/$60 copayment for prescriptions purchased at a participating community pharmacy. No reimbursement is made for prescriptions purchased outside of a Kaiser center or participating community pharmacy. Mail order pharmacy is also available for 90-day supply.
Filing a Claim
There are no claim forms for this plan. If you pay for any services (including prescription expenses) out-of-pocket, Kaiser will not reimburse you for those expenses.