CareFirst BlueChoice Advantage CDHP with HSA

The CareFirst BlueChoice Advantage CDHP (Consumer Directed Health Plan) is a high deductible health plan that allows you to contribute pre-tax to a Health Savings Account (HSA).  

Plan Summaries and Resources 


CareFirst website exclusively for GU Faculty and staff
You now have access to a customized website for your Georgetown University CareFirst medical plans. Visit to take advantage of member tools, videos, discounts, coaching and more!

Finding a Doctor
The BlueChoice network is a local network of providers. To locate a medical provider, go to CareFirst’s online directory and look for providers in the “BlueChoice Advantage” network. You may also use this online directory to search for BlueCard PPO providers outside of the local area. Follow the instructions above, then click on the link for providers outside the Metro area.

Davis Vision Network
If you are interested in receiving a routine eye exam you must access care within the Davis Vision Network. When searching for participating providers, be sure to select “Vision” when conducting your search.

Prescription Drug Plan

Prescription drugs are subject to the same combined deductible as other medical services. After participants have met the deductible, copays apply.

Participants in the CareFirst CDHP are also enrolled prescription drug coverage insured by CVS Caremark. You will receive two ID cards – one for medical services from CareFirst and one for prescription drug coverage from CVS Caremark. You can fill prescriptions at more than 68,000 network pharmacies including independent and chain locations, including CVS retail locations.

Find a participating network pharmacy using the CVS Caremark Pharmacy Locator. Participating pharmacies include CVS, Rite Aid, Walgreens, Safeway, Giant, Harris Teeter and many more.

The BlueFund Health Savings Account (HSA)

When you enroll in the CareFirst CDHP, you must also enroll in the CareFirst HSA (aka, BlueFund HSA). You decide whether you want to contribute to your HSA upon first enrolling and each year during open enrollment.

What is an HSA?

An HSA allows you to save dollars to pay health care expenses, now or in the future. You can set aside, tax-free, up to $3,650 for self-only coverage or $7,300 for family coverage in 2022. Your HSA is 100% vested immediately, and the account balance rolls over from one year to the next. Once your HSA balance reaches $1000, you are able to invest the money. Review the HSA Member Guide for more information.

Some restrictions do apply. You cannot enroll or contribute to a Health Savings Account if…

  • You, or another member of your household, are participating in a Health Care Flexible Spending Account (FSA) for 2022
  • As of December 31, 2021, you have an unused balance in your 2021 Health Care FSA
  • You are enrolled, or plan to enroll,  in Medicare Part A or B in 2022