2016 Medical, Dental & Vision Premiums

The following medical, dental and vision insurance premiums will be in effect as of January 1, 2016. To view 2015 premiums, click here.  

Scroll down or click on a link below to jump to the corresponding coverage tier:

​Members of SEIU, view rates here.

 

EMPLOYEE ONLY (insures employee only)

    Your biweekly premium Your monthly premium University pays Total
MEDICAL Kaiser Signature HMO $48.56 $97.12 $388.48 $485.60
  CareFirst BlueChoice
Advantage POS
$83.69 $167.38

$388.48

$555.86
 

CareFirst BlueChoice Advantage CDHP w/ HSA

$24.72  $49.44

$388.48

$437.92
  United Healthcare Choice Plus PPO $177.57 $355.14

$388.48

$743.62
           
DENTAL Aetna DMO $15.04 $30.08 $5.19 $35.27
  Delta Dental: Standard $11.55 $23.10 $5.19 $28.29
  Delta Dental: Enhanced $22.88 $45.76 $5.19 $50.95
           
VISION EyeMed Vision Care $3.27 $6.54 $0.00 $6.54

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EMPLOYEE + SPOUSE/LDA (insures employee and spouse or legally domiciled adult*)  Click here for information regarding the possible tax implications of covering your LDA.

    Your biweekly premium Your monthly premium University pays Total
MEDICAL Kaiser  Signature HMO $101.98 $203.96 $815.79 $1,019.75
  CareFirst BlueChoice Advantage POS $175.76 $351.52

$815.79

$1,167.31
  CareFirst BlueChoice Advantage CDHP w/ HSA  $51.91 $103.82  $815.79 $919.61
  United Healthcare Choice Plus PPO $372.92 $745.84

$815.79

$1,561.63
           
DENTAL Aetna DMO $36.15 $72.30 $5.19 $77.49
  Delta Dental: Standard $29.96 $59.92 $5.19 $65.11
  Delta Dental:  Enhanced $56.01 $112.02 $5.19 $117.21
           
VISION EyeMed Vision Care $6.18 $12.36 $0.00 $12.36

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EMPLOYEE + CHILD(REN) (insures employee and one or more children)

    Your biweekly premium Your monthly premium University pays Total
MEDICAL Kaiser Signature HMO $92.27 $184.54 $738.09   $922.63
  CareFirst BlueChoice Advantage POS $159.02 $318.04 $738.09   $1,056.13
 

CareFirst BlueChoice Advantae CDHP w/ HSA

 $46.97  $93.94 $738.09 $832.03
  United Healthcare Choice Plus PPO $355.99 $711.98 $738.09 $1,450.07
           
DENTAL Aetna DMO $40.77 $81.54 $5.19 $86.73
  Delta Dental: Standard $24.29 $48.58 $5.19 $53.77
  Delta Dental: Enhanced $45.83 $91.66 $5.19 $96.85
           
VISION EyeMed Vision Care $6.50 $13.00 $0.00 $13.00

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FAMILY (insures employee, spouse/LDA* and one or more children)

    Your biweekly premium Your monthly premium University pays Total
MEDICAL Kaiser Signature HMO $145.68 $291.36 $1,165.43 $1,456.79
  CareFirst BlueChoice Advantage POS $251.07 $502.14

$1,165.43

$1,667.57
  CareFirst BlueChoice Advantage CDHP w/ HSA $74.15  $148.30

$1,165.43

$1,313.73
  United Healthcare Choice Plus PPO $518.06 $1,036.12

$1,165.43

$2,201.55
           
DENTAL Aetna DMO $60.94 $121.88 $5.19 $127.07
  Delta Dental: Standard $37.02 $74.04 $5.19 $79.23
  Delta Dental: Enhanced $68.75 $137.50 $5.19 $142.69
           
VISION EyeMed Vision Care $9.54 $19.08 $0.00 $19.08

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* Employees with Legally Domiciled Adults (LDA): Federal law requires that an employee with a non-tax-dependent LDA must pay taxes on part of the benefit. The IRS considers the employer-provided value of the healthcare benefit for a LDA who is not the employee's tax dependent (as defined by the IRS) to be income to the employee. The IRS calls this "imputed income" - and it is subject to taxation.

Monthly imputed income tax liability
Medical: $534.15 for Kaiser Signature HMO, $611.45 for CareFirst POS, $481.69 for CareFirst CDHP and $818.00 for UHC.        

Dental: $42.22 for Aetna, $36.82 for Delta Dental Standard, and $66.26 for Delta Dental Enhanced.

Vision: $5.82 for EyeMed

For more information you may contact the Office of Faculty and Staff Benefits by emailing us.