UnitedHealthcare Dental PPO
Overview
As of January 1, 2008, Georgetown University retirees have access to a voluntary dental benefit sponsored by Georgetown University and insured by UnitedHealthcare. You must participate in a Georgetown-sponsored medical plan in order to be eligible to participate in this dental plan, and you are responsible for paying the full cost of this benefit. Dependents must also be enrolled in the retiree medical plan at the time of your retirement in order to be eligible for this plan.
The UnitedHealthcare dental plan is a PPO plan that allows you to go to the dentist of your choice and receive benefits. For maximum benefits, you must receive services from a network dentist. If you receive services from a non-network dentist, your out-of-pocket costs will be higher. Regardless of whether you receive services from a network or non-network dentist, you'll be reimbursed for all or part of your costs for covered procedures, up to a $1,500 calendar year maximum, after you have satisfied your deductible.
Benefit Summary - Click here to access a guide to covered services, exclusions and limitations under this plan.
Online resources - Click here to learn about myuhcdental.com, and how it can help you navigate your dental benefit.
When you enroll, you'll elect one of the following coverage tiers:
- Retiree only
- Retiree and spouse
- Retiree and family (retiree, spouse, child/ren)
Finding a Dentist
Visit www.myuhcdental.com and select "Dentist Locator." When asked to select a plan, choose "Dental Options PPO."
If your current dentist is not a participant in the UHC Dental Options PPO network, you may submit this nomination form to UnitedHealthcare. A UHC representative will reach out to the dental office to see if they would like to join the network of participating providers.
2009 Monthly Cost
You pay the full cost of this coverage, as shown below:
- Retiree Only $35.61
- Retiree + Spouse $69.06
- Retiree + Family $108.20
Payment Options
Retiring faculty and staff who wish to participate in a Georgetown University-sponsored retiree dental plan, will be required to pay monthly premium contributions using one of the following options:
- You may elect to have your premiums deducted from your TIAA-CREF annuity payments, if applicable.
- You may elect to have your premiums deducted from your Georgetown University Retirement Plan (GURP) annuity payments (i.e., your Bank of New York payments), if applicable.
- You may choose to pay your premiums, by check, directly to Georgetown University.
If you elect method #3, Georgetown University will bill you monthly for your dental insurance premiums. We endeavor to provide all of our retirees with accurate and timely invoices. In the event we make an error on your invoice, simply contact us and we will review our records with you. If we are in error, we will credit or debit your account accordingly. Likewise, we retain the right to review the invoices we have sent to you for accuracy. If we detect that we have billed you in error, or failed to invoice you for a previous period in which you were insured, and that error resulted in your being under-billed, we will bill you for the difference. We will expect that you will bring your account current, and will work out a reasonable payment plan if the amount of the under-billing was significant.
Forms
