Benefits for Retirees of Georgetown University

Resources for Retiree Benefits

What Benefits Will I Receive in Retirement?

All terminating employees, regardless of their age and years of service, are eligible for a distribution of their vested benefits from the Defined Contribution Retirement Plan, the Voluntary Contribution Retirement Plan, and the Georgetown University Retirement Plan (“GURP”), as applicable.

Retiring faculty and staff who wish to participate in a Georgetown University-sponsored retiree medical or dental plan, are encouraged to pay monthly premium contributions by ACH direct billing.

Who is Eligible for Retiree Benefits?

The University offers certain benefits to retirees, including tuition assistance, life insurance and health insurance. The University provides a subsidy toward retiree health insurance premiums based on the retiree’s years of service. 

Rule of 75 for Retiree Benefits Eligibility

In order to be eligible for retiree health insurance and other benefits, a full-time, benefits eligible employee* must have:

  • attained the age of 55;
  • completed at least 10 years of continuous benefits-eligible service;
  • and their age plus years of service must equal at least 75.

Exception to Rule of 75: For those employees who, as of December 31, 2018, were 50 years old and had at least 10 years of service, eligibility will continue to be governed by previous eligibility rules of 55/10 (age 55 plus 10 years of continuous benefits-eligible service). 

*To be eligible for retiree medical and life insurance you must be consistently working at least 75% time or 30 hours per week at the time that you retire from Georgetown. To qualify for retiree medical insurance, you must also be enrolled in a medical plan through the university at the time of retirement. To qualify for tuition assistance benefits in retirement you must have met the service requirement while working at least 90% time or 36 hours per week.


AleraEdge is the enrollment and billing service provider for Georgetown University’s retiree, leave of absence and COBRA populations. For questions related to enrollment or billing, please call 8 a.m.-4:30 p.m., Monday-Friday, 1-800-836-0026, extension 7300 or email

NEW: Schedule a phone appointment with AleraEdge
Click on the link above and reserve a time to speak to one of the service specialists at AleraEdge.

Archive of Open Enrollment Events for Retirees

  • Enrolling in your 2022 Benefits with AleraEdge
    Tuesday | October 19 | 4-5 p.m. | Zoom | View Presentation
  • UnitedHealthcare Medicare Rx Prescription Drug Plan (PDP)
    For CareFirst and UHC medical plan participants
    Wednesday | October 20 | 1-1:45 p.m. | Teleconference | View Presentation
  • UnitedHealthcare (UHC) Choice Plus and Medicare Standard Health Plans
    Wednesday | October 27 | 2-2:45 p.m. | Zoom | View Presentation
  • Meet Health Advocate
    Monday | November 1 | 1-1:30 p.m. | Zoom | View Recording
  • Kaiser Medicare Advantage Plan Overview
    Tuesday | November 2 | 1-1:45 p.m. | Webinar | View Recording

Retirement Orientation & Planning Resources

Our office is dedicated to helping employees prepare, plan for and transition into their life in retirement. In order to help employees better understand the benefits available to them, we have created a Retirement Orientation that is delivered every month. Please refer to the Getting Ready to Retire section of our website to learn more and register for Orientation and other retirement workshops.

What About COBRA?

Please note as a recent retiree, you will also receive COBRA paperwork, mailed to your home address. We mail you COBRA paperwork, even though you are entitled to receive retiree medical benefits, for two important reasons:

  • COBRA regulations require us to send you this paperwork
  • You may be interested in electing COBRA for your dental or vision insurance